Your net worth, now
See assets and liabilities combined into a current net-worth total in seconds.
The mindful money app, powered by AI
Buy what you need,not what everyone else has.
Finly AI keeps your expenses, credit cards, loans and investments in one place — and answers questions about them in plain language.
Download for AndroidiOS — coming soon
Start anonymouslyNo bank linkingNo SMS or email reading
Why we built Finly
We didn't build another finance app.We built a mirror instead.
See where the money actually goes, and one question gets loud: do I actually need this?
Without Finly
With Finly
✕
Money scattered across apps, cards and a spreadsheet.
✓
Expenses, cards, loans and investments in one place.
✕
Logging a spend means a form and four taps.
✓
Type it in a sentence — several at once if you like.
✕
Dashboards full of numbers you still have to decode.
✓
Ask in plain language, get a plain answer back.
✕
You buy to match what the people around you have.
✓
You see the spending first, and the urge goes quiet.
✕
Every app wants the bank login you just set up.
✓
No bank linking, no credentials. Start anonymous.
Everything you need
Your whole financial life, in one app
01Track
Log a purchase in a sentence
Type what you spent. Finly reads it, categorises it and files it — several transactions from a single message.
- ✓Plain-language entry
- ✓Several transactions at once
- ✓Categorised automatically
02See everything
Net worth and years of trends, in one view
Cards, loans, savings and holdings roll up into a net worth that is current, charted alongside cash flow and spending trends from the day you started.
- ✓Net worth, live
- ✓Cash-flow and category charts
- ✓Years of trends, no spreadsheet
03Ask
Ask anything, get a real answer
Not another dashboard to decode. Ask about a budget or a category and get a real answer back — including limits Finly sets on its own, sized to actually save you money.
- ✓Budgets that set themselves
- ✓Sized to save, not restrict
- ✓Answers, not more charts
04Stay private
Your data, kept anonymous
No name, no phone number tied to your finances. An anonymous account with an app lock, usable from any device.
- ✓Anonymous by default
- ✓App lock on the device
- ✓Access from any device
Use cases
What a day with Finly looks like
Questions
Before you download
Is Finly AI free?
Free to download, and you can start tracking straight away — no card, and no real email required to sign in.
Do I have to connect my bank?
No. Finly never asks for bank credentials and links no accounts. You add what you spend, or type it to the AI and it files it for you.
Does it read my SMS, email or bank notifications?
No. Finly doesn't scan your messages, inbox or notifications — nothing on your phone is read in the background. You tell it what you spent in a sentence, or add it manually, and it categorises and files it from there.
Can I use it without giving you an email?
Yes. Sign-in is required, but Finly gives you an anonymous email to sign in with — never your real one — so you can still use it on any device without handing over your identity.
What can I track in it?
Expenses, credit cards, loans, savings, investments and bank transactions — all in one place, and rolled up into a single net worth.
What can I ask the AI?
Log spending in plain language, explore your cash flow, trends, net worth and holdings, or ask a harder question and get guidance back.
Is there an iPhone version?
Not yet. Finly is on Android today, and iOS is coming.
Spend wisely today. Save for tomorrow.
Free to download, seconds to start, and no bank login on the way in.
Download for AndroidiOS — coming soon